Personal Finance
Simple guides to everyday money decisions. Budgeting, saving, borrowing and bills, explained plainly and without the sales pitch.
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Fed Created in 1913 to Shape US Monetary Policy
WASHINGTON, September 15 — The Federal Reserve System, the central bank of the United States, was created by the Federal Reserve Act…
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Fed Rate Decisions Drive Variable Credit Card APRs
WASHINGTON, September 14 — The average credit card interest rate in the United States is not set by any single authority, and…
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Federal Reserve: Shaping the U.S. Economy Since 1913
WASHINGTON, September 14 — The Federal Reserve System was created by the Federal Reserve Act, signed by President Woodrow Wilson on December…
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The Family Money Conversation Too Many People Never Have
RADNOR, September 12 — Lincoln Financial has a number for the gap between what American families believe about life insurance and what…
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‘All I Hear Is Sadness’: Ramsey to Mom, 24, Told to Live With ‘Crazies’
NASHVILLE, September 12 — A 24-year-old stay-at-home mother with an 11-month-old baby and three weeks to find housing got no budget worksheet…
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Average Personal Loan Rate Hits 12.36% in Bankrate’s October Survey
NEW YORK, September 12 — Bankrate’s personal loan rate tracker is a monthly series, not a one-off reading, and the page now…
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How Much of Your Income Should Go to Rent?
WASHINGTON, September 12 — Thirty percent. That is the number that decides whether an American renter is considered cost-burdened, and it is…
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AlRayan Bank Raises Meteor Savings One-Year Fixed Cash ISA Rate to 4.75% AER
LONDON, September 11 — AlRayan Bank has raised the rate on its Meteor Savings 1 Year Fixed Rate Cash ISA to 4.75%…
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Seventy-Two Percent of Gen Z Have Delayed a Major Life Goal Because of Money
NEW YORK, September 11 — TD released the findings of its 2026 Love & Money Survey on September 10, and the bottom…
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GB Bank Five-Year Fixed Bond at 5.03% Tops Moneyfacts Weekly Savings Pick
LONDON, September 11 — GB Bank’s five-year fixed-rate bond took the top spot in Moneyfactscompare.co.uk’s “Pick of the Week” roundup on Friday,…
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Mom of 4 Says Debt-to-Wealth Strategy Left Family Nearly $1M in Debt
NASHVILLE, September 10 — A caller identified only as Emily told Dave Ramsey on a recent episode of The Ramsey Show that…
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Private Credit Moves From Rival to Partner of Europe’s Banks, and the Risks Follow
FRANKFURT, Sept. 9 — Private credit has grown in two decades from a niche lending channel into one of the most critical…
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NatWest Offers £500 Switching Bonus for High Earners
LONDON, Sept. 9 — NatWest is offering a £500 (about US$660) switching bonus to high earners and affluent individuals, in one of…
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Fifth Third Unveils Truly Simple Card With 0% APR for 18 Months
CINCINNATI, September 3 — Fifth Third Bancorp (NASDAQ: FITB) has launched the Truly Simple® Credit Card, a new product built around an…
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What Are Assets? Types and Examples
Rome, September 7 — The concept of assets is a fundamental one in personal finance, and understanding what constitutes an asset is…
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2026 IRS Disaster Relief: Tax Deadline Extensions
WASHINGTON — The U.S. Internal Revenue Service has activated its disaster relief protocol for the 2026 tax filing season, granting automatic extensions…
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Global Entry Fee Rose to $120 in October 2024 and Card Issuers Raised Credits to Match
WASHINGTON, September 5 — The bottom line for travelers: the price of expedited U.S. border entry is going up, and the banks…
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reVolver Podcasts Introduces Dinero Consciente
Dallas, September 4 — reVolver Podcasts, a multicultural audio-on-demand content creator and distributor, announced the launch of Dinero Consciente, a new Spanish-language…
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Matured US Savings Bonds Stop Earning Interest, Owners Face Tax Bills
WASHINGTON — Tens of billions of dollars in matured U.S. savings bonds have gone unredeemed, with every month of delay costing owners…
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Dave Ramsey Tells Couple Earning $70,000 Combined to Merge Their Money
NASHVILLE, September 4 — 89%. That’s the share of wealthy individuals who cite combined finances as a top wealth-building move, per a…
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Six Ways to Teach Children to Save Money, From Coin Banks to Matched Savings
London — Parents seeking to avoid raising financially naive children now have a six-step playbook drawn from The Times’ “Smarter with Money”…
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How Stay-at-Home Moms Can Protect Themselves Financially, Per One Money Expert
WASHINGTON — The bottom line for stay-at-home mothers is economic exposure. Employment gaps, diminished retirement savings, and reduced Social Security benefits create…
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How Much to Invest to Beat Average U.S. Household Income
WASHINGTON, Sept. 2 — Replacing the median U.S. household income with dividends alone takes roughly $2.3 million in the stock market, according…
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Zopa Offers Biscuit Customers a Choice of Perks and Axes Its 7.1% Regular Saver
London, August 30 — Zopa, the UK digital challenger bank, has revamped the benefits on its Biscuit current account, introducing a choice…
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Study: People Who Drank More Water With Meals Ate More Food, Not Less
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