Personal Finance
Simple guides to everyday money decisions. Budgeting, saving, borrowing and bills, explained plainly and without the sales pitch.
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Nationwide Lifts Fixed Savings and ISA Rates to 4.55%, Second Rise This Month
London, August 29 — Nationwide Building Society announced on 2023-10-01 that it is raising interest rates on several fixed-rate savings products, including…
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Harvard Economist Kenneth Rogoff Warns a U.S. Debt Reckoning Will Fall on Higher Earners
WASHINGTON, August 29 — Harvard economist Kenneth Rogoff warned that America’s expanding fiscal deficits will inevitably force a debt reckoning that hits…
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Healthy athlete’s hidden heart defect found in mandatory screening
Clearwater, August 23 — A high school football and basketball player at Calvary Christian High School in Clearwater learned he had a…
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Financial planner urges against AI money reviews: protect your patience
New Delhi, August 22 — Henry Thomas visited a financial planning office in the city to understand how artificial intelligence is reshaping…
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Rebuild Savings, Avoid Loans: Financial Plan Needed Post-Overspending
New York, August 22 — A financial recovery plan has been outlined for individuals facing the challenge of overspending, according to guidance…
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Germany Investigates Suspected Russian Weapons Cache Found in Woods Near Berlin
Berlin, August 21 — The discovery of a Russian-linked gun stash in a forest near Berlin last year has sent ripples through…
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CBN Promotes Digital Payments to Enhance Financial Inclusion and Growth
Lokoja, August 20 — The Central Bank of Nigeria (CBN) has intensified its push for digital payment adoption, framing it as a…
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CBN Fair Reaches Gombe and Bauchi With Push for Digital Payments
Lokoja, August 20 — The Central Bank of Nigeria (CBN) has intensified its push for digital payment adoption, framing it as a…
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Premium Bonds September Draw Makes Two Millionaires in Norwich and London
London, August 20 — The UK’s National Savings and Investments (NS&I) will introduce changes to Premium Bonds beginning in September, altering the…
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The case for tax-free annuities
On August 19, 2026, at 15:14:16, a technical process involving JavaScript code executed within a web browser. The code initialized a loading…
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Gen Z Takes Up the FIRE Movement, Aiming to Retire Before 60
NEW YORK, August 15 — Amid rising economic challenges, a growing number of individuals, particularly from Gen Z, are turning to the…
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5.3 Million UK Savings Accounts Now Face Tax on Interest as Allowance Stays Frozen
LONDON, August 14 — Against a backdrop of economic tightening, a quiet but dramatic shift is unfolding in British household finances: the…
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India’s Credit-Eligible Population Rises to 89 Crore
NEW DELHI, July 30 — A decade of financial expansion in India has quietly reshaped who can borrow money. New data from…
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India’s Formal Credit Penetration Doubles in a Decade
MUMBAI, July 30 — India’s formal retail credit penetration has more than doubled over the past decade, according to a report from…
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India’s Credit Shifts From Scooters to Phones and Business Loans
MUMBAI, July 30 — A new report from TransUnion CIBIL shows that the way people borrow money is shifting in a fundamental…
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From 11% to 28%: India’s Credit-Active Consumer Base Widens, Led by Women and Smaller Cities
MUMBAI, July 30 — India’s formal credit market has experienced a dramatic expansion over the past decade, with the proportion of consumers…
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Bombay High Court Halves Maintenance to ₹25,000 as Husband Pays EMIs on Two Homes
MUMBAI, July 28 — A family maintenance case before the Bombay High Court has laid bare the complex finances of a Mumbai-based…
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How the Consumer Price Index Measures Inflation for Everyday Goods
WASHINGTON, July 25 — The Consumer Price Index is a statistical estimate of the level of prices of goods and services bought…
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Moral Hazard Shapes Insurance Decisions, Even for Lifestyle Drugs
MANILA, July 22 — The concept known as moral hazard quietly shapes decisions that affect families across Asia every day, from health…
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Richest 1.5% of Adults Hold 48.4% of the World’s Wealth, UBS Report Says
NEW YORK, July 21 — The gap between the world’s wealthiest and everyone else is far starker than the gap in what…
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Courthouse weddings fill up months ahead as West Coast couples go small
SAN FRANCISCO, July 20 — The figure that matters: less than $300. That is the total price of a wedding option that…
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CBO and Trustees Differ on When Social Security Trust Funds Run Dry, 2032 or 2033
WASHINGTON, July 19 — The Social Security program’s financial foundation is built on a ticking clock. Without legislative action before 2033, the…
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How Tax Credits Work, and Why a Chip Fab Credit Expires December 31
WASHINGTON, July 18 — Tax credits are getting a fresh look as a tool to spark investment in big technology projects, from…
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Nominal vs. Real: Why Paychecks Don’t Tell the Full Economic Story
ISLAMABAD, July 16 — When a worker looks at their paycheck, the number printed there is the nominal wage. But the real…
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Ellie Sullivan: Genetic Testing Refused for a Decade, Then Offered After Her Diagnosis
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Personalized mRNA Cancer Vaccine Succeeds in First Phase 3 Melanoma Trial
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Indiana University Study Ties Delayed Colorectal Cancer Treatment to Higher Metastasis Risk
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Study: People Who Drank More Water With Meals Ate More Food, Not Less
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Why Mornings Are Hardest With ADHD: Late Body Clocks, Poor Sleep and Dopamine
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Immunotherapy and Genome-Based Vaccines Put the Immune System to Work Against Disease
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Geneticist John Hardy Proposed Alzheimer’s Amyloid Hypothesis in 1992