Personal Finance
Simple guides to everyday money decisions. Budgeting, saving, borrowing and bills, explained plainly and without the sales pitch.
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EPFO board proposed 8.25% rate; government approves
ISLAMABAD, July 16 — The government has formally ratified the 8.25 per cent interest rate on provident fund deposits for the financial…
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EPFO Credits 8.25% Interest for 2025-26 Fiscal Year
ISLAMABAD, July 16 — The Employees’ Provident Fund Organisation has started crediting interest at a rate of 8.25 per cent for the…
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How the US Dollar Became the World’s Dominant Currency
LONDON, July 14 — There is a quiet, almost invisible machine at the heart of global finance, and for nearly eighty years…
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Vanguard Founder John Bogle Pioneered Low-Cost Index Investing
VALLEY FORGE, Pa., July 14 — John Bogle built his revolution on a single, stubborn idea: that the average investor did not…
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How the Dollar Reserve System Drives Global Trade and Finance
BEIJING, July 14 — The 1974 agreement between the United States and Saudi Arabia to price oil exclusively in dollars remains the…
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Interest on federal debt now tops defense and Medicare spending, House Budget Committee says
WASHINGTON — The Congressional Budget Office’s long-term budget outlook, released in February 2024, painted a stark picture of the nation’s fiscal trajectory.…
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US Treasury Cuts Quarterly Borrowing Estimate by $76 Billion to $776 Billion
WASHINGTON, July 11 — The U.S. Treasury borrowed $776 billion in the first quarter of fiscal year 2024, a figure that underscores…
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Gold Standard Era: How 1900-1971 Backed Currencies Shaped Global Finance
WASHINGTON, July 8 — On the streets of the capital this afternoon, the gold standard is a ghost that still haunts the…
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Cash Now Makes Up 46% of Payments Worldwide, but Is Unlikely to Disappear Soon
STOCKHOLM, July 8 — The shift away from physical cash is no longer a future prediction; it is a documented, accelerating trend…
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Federal Reserve’s Role in Crises: Depression to 2008 and COVID
WASHINGTON, July 8 — The Federal Reserve System, now more than a century old, stands as a testament to how financial panics…
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Federal Funds Rate Ripples Through Mortgages, Credit Cards, Auto Loans
WASHINGTON, July 8 — The Federal Open Market Committee’s target range for the federal funds rate stands as the central lever of…
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Treasury’s Office of Financial Research Faces Deep Staff Cuts and Budget Pressure
WASHINGTON, July 6 — The Office of Financial Research has about 300 analysts and economists watching for the next threat to the…
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Martin Lewis Warns Holidaymakers Against Buying Foreign Cash at the Airport
CHICAGO, July 5 — A personal finance expert is warning travelers that a common habit at the airport is costing them money,…
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Millionaire Andrew Tobias Left New York for 25 Years and Now Backs Higher Taxes
NEW YORK, July 5 — The figure that matters: Andrew Tobias is a New York City millionaire, and he will happily pay…
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History of U.S. Inflation Trends Since 2020
WASHINGTON, July 5 — The United States is entering the second half of 2026 with inflation stubbornly refusing to complete its journey…
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Türkiye Puts 2026-2029 National Green Finance Strategy Into Force Ahead of COP31
Two years of work. Eleven ministries. Financial regulators, private-sector stakeholders, all at one table. The result, published this week in the Official…
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Patriotic Millionaires Say Wealthy New Yorkers Can Afford Mamdani’s Proposed Tax Hike
Andrew Tobias walked back into New York City this summer after 25 years in Florida. He came home to a Manhattan apartment…
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Bengaluru Couple Say Moving to Manali for Remote Work Saves Them Rs 30,000 a Month
MANALI — The mountains have a way of rewriting a budget. Anjali and Naman, a corporate couple who traded city life for…
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ASIC Finds Six Super Platform Trustees Failing to Guard Members From Harmful Advice Fees
History keeps a file on financial watchdogs who bark and fail to bite. The Australian Securities and Investments Commission’s latest examination of…
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Minor’ £60 mistake ‘could cost you your home
LONDON, July 4 — The shift is small and easy to dismiss: a £60 parking fine you refuse to pay on principle.…
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Parking Fine Default Can Block Borrowers from Mainstream Mortgages
County Court Judgements are binary things. You have one, or you don’t. Lenders do not care how you got it. A new…
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Broker warns unpaid £60 parking fine can trigger mortgage default
Sixty pounds. That is the number that could unravel a mortgage application. A single unpaid parking fine, the kind many drivers dismiss…
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Expert warns of tax risks in using pre-IPO AI stock for home purchases
San Jose State University tech expert Ahmed Banafa has a warning for anyone tempted to swap pre-IPO shares for a house: the…
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UK Treasury update puts tokenization and digital money at centre of payments plan
LONDON, July 2 — British regulators have updated the country’s national retail payments blueprint, calling for infrastructure that supports tokenization and allows…
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Martin Lewis Warns Savers With £10,000 or More They Could Owe Tax on Interest
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Asian & Oceanian Epilepsy Congress 2026 in Kuala Lumpur
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Baby & Beyond Maternity Expo in Kuala Lumpur 2026
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Axos Offers 5.00% Savings Rate for Six Months After Fed Hike, With Strings Attached
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First Human Data on ER-100: What the Sinclair-Linked Eye Gene Therapy Actually Showed
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FDA orders class-wide GLP-1 label update for rare eye disease risk
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Why Oncology Trials Chase Surrogate Endpoints the FDA Ignores
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Understanding Metastatic Prostate Cancer Prognosis and Modern Treatment Pathways
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Nangibotide Targets Acute-on-Chronic Liver Failure With Phase 2 Data Due 2027
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SABR Versus Surgery: New Study Reveals Mortality Gap for Early-Stage Lung Cancer
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BMS GPRC5D CAR-T Arlo-cel Shows Deep Responses After BCMA Failure
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Understanding the FDA’s Accelerated Approval of Iberdomide for Multiple Myeloma
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Rockefeller’s 2141-V11 Trial Shows Complete Remission in Two Metastatic Cancer Patients
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Ellie Sullivan: Genetic Testing Refused for a Decade, Then Offered After Her Diagnosis
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Personalized mRNA Cancer Vaccine Succeeds in First Phase 3 Melanoma Trial
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Indiana University Study Ties Delayed Colorectal Cancer Treatment to Higher Metastasis Risk
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Study: People Who Drank More Water With Meals Ate More Food, Not Less
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Why Mornings Are Hardest With ADHD: Late Body Clocks, Poor Sleep and Dopamine
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Immunotherapy and Genome-Based Vaccines Put the Immune System to Work Against Disease
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Geneticist John Hardy Proposed Alzheimer’s Amyloid Hypothesis in 1992